Cash based health cover from £40 per annum

MAC Financial has joined forces with the Health Shield Friendly Society to enable companies to offer great everyday healthcare provisions to their employees, whilst at the same time helping to reduce the cost of employee absences caused by anything from back problems to dental emergencies.

Health Shield, which is MAC’s preferred cash plan provider, is a non-profit making friendly society with over 130 years experience of healthcare provision. It is designed to provide members and their families with cash benefits to meet the ever increasing cost of healthcare treatment. Many companies and organisations throughout the UK currently provide Health Shield facilities for their employees, including companies based in the Isle of Man.

Health Shield is one of the UK’s leading providers of health cash plans, providing services to hundreds of businesses both large and small. The society offers a wide range of cash plans to suit all business needs, including a company funded Essentials scheme, which starts from as little as 75p per employee per week.

The special features of the Health Shield Essentials cash plan include:

  • Minimum of five employees to be covered on a company funded basis
  • Employees can voluntarily increase their level of cover from the company paid level
  • Pre- existing medical conditions are covered
  • Dependent children under 18, in full time education and living at home, are covered whatever level you choose. Each child receives their own separate benefit entitlement
  • There are no qualifying periods, which means members can claim straight away for treatments they receive after their scheme commencement date
  • ‘100% cash back’ towards dental care, dental accident, optical, physiotherapy, specialist consultation and chiropody treatment costs – subject to an annual review and up to chosen limits
  • Physiotherapy benefit also covers acupuncture, chiropractic, osteopathy and homoeopathy. No GP referral required
  • Health & Wellbeing benefit covers acupressure, allergy testing, aromatherapy, Bowen/Alexander technique, chair massage, colonic hydrotherapy, counselling fees, Hopi ear candles, hypnotherapy, Indian head massage, kinesiology, naturopathy, nutritional therapy, reflexology, Reiki, remedial massage, Shiatsu and sports massage. No GP referral required
  • Quick payment of claims. Health Shield aim to process claims within 48 hours, which means your cheque or credit payment into your bank account will usually be with you in five working days
  • Worldwide cover
  • 24 hour FREEPHONE helpline – counselling & lifestyle, health & medical and legal advice available
  • Authorised and regulated by the Financial Services Authority

To find out more information about Health Shield and to see how a Health Shield cash plan could benefit your business, please contact MAC on 639450.